World-First Jaguar-Protection Insurance in Misiones, Argentina: Protecting wildlife and supporting livestock farmers

World-First Jaguar-Protection Insurance in Misiones, Argentina: Protecting wildlife and supporting livestock farmers

The jaguar (yaguareté) is the largest feline in the Americas and a national symbol in Argentina, yet fewer than 250 remain nationwide, about 90 in Misiones. Habitat loss and declining prey have increased jaguar predation on livestock and pets, harming farmer’s income and driving retaliatory killings. To transform conflict into coexistence, the Government of Misiones, UNDP (BIOFIN and IRFF), the insurer Río Uruguay Seguros, and the NGO Aves Argentinas developed the world’s first jaguar-protection insurance.

Purchased by the province of Misiones and offered free of charge to residents, the insurance provides prompt compensation to producers for verified jaguar predation. Launched in April 2025, the scheme verified five claims in its pilot phase in Comandante Andresito and has since expanded to other municipalities affected by human–jaguar conflict. By protecting rural livelihoods, the insurance discourages retaliation and protects the jaguar.